Santander and Octopus Energy partnership increases mortgage borrowing power for zero-bill homes
Business

Santander and Octopus Energy partnership increases mortgage borrowing power for zero-bill homes

24 Jul 2026 · Originally published 24 Jul 2026 7/10 Original headline: Santander and Octopus Energy update as expert praises new £29k deal
Santander is now excluding energy costs from affordability calculations for buyers purchasing homes on the Octopus Zero Bills tariff. By accounting for the lack of utility bills, the bank can increase a buyer's borrowing power by up to £29,000, reflecting the lower long-term running costs of energy-efficient properties.
Source: Bristol Post
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